homeownership
Our Families
How are families selected?
The Greene County Habitat family selection process is based on several strict criteria that are outlined in board policy. Families are selected based on need, ability to pay, and willingness to partner.
Once a partner family is selected and the partnership agreement signed they begin work toward homeownership. This work we call “sweat equity” and means that families work in construction of homes, take classes on homeownership and financial responsibility, contribute time to community projects, and learn what it means to be part of the Habitat family. Each homeowner is partnered with a community mentor to help them navigate the process and ensure success.
Download the Brochure
Click here to download the 2022-2023 Homeownership Information brochure here. See below for all the information included.
Get Started Now!
Be on your way to homeownership! Add your name to our waiting list by emailing us from the form at the bottom of the page.
“
What draws people to Habitat is not necessarily the building of the house but the importance of the house in building a community.
“
| Family Number | Very Low Income | Low Income | Monthly Income |
|---|---|---|---|
|
1 person |
$25,700 |
$30,840 |
$2,142 - $2,590 |
|
2 persons |
$29,400 |
$35,280 |
$2,450 - $2,940 |
|
3 persons |
$33,050 |
$39,660 |
$2,754 - $3,305 |
|
4 persons |
$36,700 |
$44,040 |
$3,058 - $3,670 |
|
5 persons |
$39,650 |
$47,580 |
$3,304 - $3,965 |
|
6 persons |
$42,600 |
$51,120 |
$3,550 - $4,260 |
|
7 persons |
$45,550 |
$54,660 |
$3,796 - $4,555 |
|
8 persons |
$48,450 |
$58,140 |
$4,038 - $4,845 |
Greene Country Median Family Income FY2022 – $77,000
Frequently Asked Questions
The qualifications listed in the brochure are for acceptance into the program. It is very important to complete the pre-application and then, if invited, the full application and provide all of the requested supporting documentation to the Habitat office. Many times, people disqualify themselves from the program when they could actually work with Habitat to qualify.
The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to partner with GCHFH and their ability to repay the no-interest loan. Every affiliate follows a non-discriminatory policy of family selection. Neither race nor religion is a factor in choosing homeowner families.
“Sweat equity” hours are hours worked by the partner family assisting with construction of other Habitat homes, as well as construction of their own home. “Sweat Equity” hours include a Homeowner Academy with training on finances, home repair, homeownership, and community responsibility.
Families usually move into their homes within a year and a half to two years from the date they applied. Much depends on how quickly families can complete their home ownership requirements.
There is no set number of families that are selected. We usually construct and sell four to six homes each year.
Habitat families are expected to reflect the willingness to partner that has made this program successful all over the world. Your responsibility doesn’t stop after you move in. Homeowners are expected to become active members of the Habitat for Humanity community.
Both your employment and credit history will be considered when you apply. Still, there are many factors we consider when making selectins for partner families, so it is best to always complete an application just in case you may meet qualifications. Before you complete the application get your free annual credit report here: www.annualcreditreport.com.
Currently, we do not have a program that does home renovations. However, if you are able to make renovations yourself, you may find some of the products you need at a lower cost in our Habitat ReStore.
Ready for Homeownership?
To learn more about Homeownership with Greene County Habitat for Humanity, or add your name to our waiting list, please email us on the form below or call our office at (706) 920-1133.
Helpful Forms
Add your name to our waiting list by filling out the contact form on the left. You will be contacted in the order received and asked to complete a pre-interview questionnaire found here.
Currently there are more that one hundred families on the waiting list.
You may want to begin gathering the documents you will need to complete your application using the Documents Required Checklist found here.
Habitat Homeownership!
Here we celebrate homeownership and our homeowners and their families.
World Habitat Day
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